savings plan Insurance

Grow Your Wealth While Securing Your Future

A Savings Plan is more than just insurance — it’s a smart way to secure your future while growing your money. With PolicyMint, you can choose from the best savings and investment plans that help you meet your long-term financial goals — whether it’s your child’s education, retirement, or buying your dream home.

We make it simple to compare top plans, calculate returns, and invest confidently — all online, in just a few minutes.

What Is a Savings Plan?

A Savings Plan is a life insurance policy that combines protection with disciplined savings. It ensures that you and your loved ones are financially secure, while also helping you build wealth steadily over time. You pay regular premiums, and at the end of the policy term, you receive a lump sum (maturity benefit) along with bonuses or returns, depending on the plan type.

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Key Benefits

Dual Advantage

Protection + Wealth Creation

Guaranteed Payouts

Receive maturity benefits at the end of the term

Tax Benefits

Get tax deductions under Section 80C and 10(10D)

Flexible Terms

Choose your investment duration and premium frequency

Long-Term Growth

Build disciplined savings for future milestones

 savings plan Insurance

Why Choose a Savings Plan from PolicyMint?

  • 01 Help you achieve your long-term financial goals
  • 02 Offer guaranteed or market-linked returns
  • 03 Provide life cover to safeguard your family’s future
  • 04 Allow flexible premium payment and withdrawal options
  • 05 Offer easy tracking and management online

Get Started in 4 Easy Steps

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Compare top savings plans on PolicyMint

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Calculate your returns with our easy tools

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Choose the right plan that fits your goals

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Invest securely online no paperwork, no hassle

Frequently Asked Questions

A Savings Plan is a life insurance policy that helps you save money regularly while offering life coverage. It provides a lump-sum payout at the end of the policy term, ensuring both financial security and disciplined savings for your future goals.

You pay regular premiums (monthly, quarterly, or yearly). A part of the premium goes towards life insurance coverage, while the rest is invested to generate returns. At maturity, you receive the accumulated amount along with any bonuses or guaranteed additions.

A Savings Plan is ideal for anyone who wants to build long-term wealth while ensuring family protection. It’s best suited for individuals planning for future goals like children’s education, marriage, retirement, or home ownership.

It depends on the type of plan you choose. Some plans offer guaranteed returns, while others are market-linked, meaning returns vary based on market performance. PolicyMint helps you compare both types to choose what suits you best.

A Term Plan only provides life cover, while a Savings Plan offers life cover plus maturity benefits — helping you save and grow your money over time.