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Term Life Insurance

Secure Your Family’s Future — Because Peace of Mind Matters

Life is unpredictable, but your family’s financial future doesn’t have to be. Term Life Insurance is one of the most affordable and essential ways to protect your loved ones in case of life’s uncertainties. With PolicyMint, you can easily compare plans from top insurers, choose the best coverage, and get insured — all in just a few clicks.

What Is Term Life Insurance?

Term Life Insurance is a protection plan that provides financial coverage to your family in the event of your unfortunate demise during the policy term. It ensures your dependents can maintain their lifestyle, pay off debts, and secure important goals such as education, home, and healthcare.

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Key Benefits

Financial Security

Your family receives a lump sum in case of any unforeseen event.

High Coverage at Low Cost

Term plans offer maximum coverage for minimum premiums.

Tax Benefits

Premiums qualify for deductions under Section 80C & 10(10D) of the Income Tax Act.

Customizable Plans

Choose your policy term, coverage amount, and add-ons.

Peace of Mind

Ensure your loved ones are financially protected — always.

Term Life Insurance

Why Choose Term Life Insurance from PolicyMint?

  • 01 Compare premiums from leading insurers instantly
  • 02 Customize your coverage amount and tenure
  • 03 Add riders like accidental death or critical illness benefits
  • 04 Get expert assistance during claims and renewals

Get Covered in Minutes

Buying a term life policy is now effortless with PolicyMint.

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Compare leading plans

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Choose your desired coverage

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Fill basic details online

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Get your policy instantly — no long waits or paperwork

Frequently Asked Questions

Term Life Insurance is a pure protection plan that provides financial security to your family in case of your unfortunate death during the policy term. It ensures your loved ones can continue their lives without financial stress.

You pay regular premiums for a fixed term. If the policyholder passes away during this period, the insurer pays a lump sum (sum assured) to the nominee. If the policyholder survives the term, no payout is made unless a return-of-premium option is selected.

Anyone with financial dependents — such as a spouse, children, or parents — should consider term insurance. It’s especially crucial for working professionals, entrepreneurs, and sole breadwinners.

A good rule of thumb is to choose a coverage amount at least 10–15 times your annual income, or enough to cover major financial goals like children’s education, home loans, and living expenses for your family.

Yes, with PolicyMint, you can customize your policy by choosing the coverage amount, tenure, and additional riders such as accidental death, critical illness, or waiver of premium.